A Breakdown of How I Can Help You
My Advice is FREE
I am paid by lenders through the form of a finder’s fee on approved credit. This means there is no money coming out of your pocket.
Access to the interest rates the banks don’t want you to know about
Since I send lenders millions of dollars of new business each month, they always offer me the deepest discounts which I pass that on to you IMMEDIATELY whether you are purchasing, refinancing or renewing. This can save you thousands of dollars.
I shop the market saving you time
Calling me is like calling over 50 different lenders including Banks, Credit Unions, and Trust Companies. I have access to all of them which will save you time.
I don’t work for any bank, I work for you!
I can provide you with more options so that you can make comparisons. You have the choice to decide which option works best for you whether it is through me or your personal bank. It never hurts to have a second opinion when you are making one of the biggest financial obligations you will ever make.
Our application process is simple and quick
I’ll take the information I receive from you and then send it electronically to the lenders that I feel are the best fit for your situation. You will hear back from me within 24 hours.
Step by Step
I’ll walk you thru the process of getting a mortgage, step by step, especially if you are a first-time homebuyer. I’m here to answer any questions you may have along the way.
I’m available on your terms
I am here to help you at any time. Day, evening and weekends!
I run your credit one time and can forward it forward to many lenders
When multiple banks pull a credit bureau, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all. Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage.
Large range of products
I don’t just do mortgages, I can also help if you are self-employed, credit challenged, purchasing a cottage property, needing a second line of credit, getting a second mortgage, and more.
I appreciate your business
I take pride in building relationships and helping as many people as I can get into their new homes.
I am a Licensed Expert
I have gone through proper training and licensing so that you can be confident in my services.
If the rates drop before you close you automatically get the lower rate. If rates go up, you have a lower rate locked in.
I will keep in touch even after the deal is done. This includes Annual Mortgage Check-Ups, Variable Rate Updates and the planning of your Mortgage Burning Party!!